Terms of Service

Last updated: March 14, 2026

These Terms of Service ("Terms") govern your use of BillError.com ("Site"), operated by Amburd LLC ("Company," "we," "us"). By using the Site, you agree to these Terms.

1. What This Site Is

BillError is a free educational website that provides guides, articles, and tools to help consumers identify and dispute billing errors. Our content covers medical, utility, phone/internet, insurance, and other types of bills.

BillError is NOT a substitute for professional legal, medical, or financial advice. All content is for informational and educational purposes only. We do not practice law, medicine, or insurance adjusting. We do not guarantee any specific outcome from using the information or tools on this Site.

2. Free Tools

We provide several free tools including an NCCI code pair checker, CPT/HCPCS code lookup, bill math checker, and dispute letter generator. These tools:

• Are provided free of charge with no account or signup required.
• Run in your browser (client-side tools like the math checker and letter generator) or query public government APIs (code lookup tools). We do not store your inputs.
• Are provided "as is" for educational purposes. Verify all results independently before relying on them.

3. Dispute Letter Templates

Our dispute letter generator creates template letters based on the information you enter. These templates:

• Are starting points, not legal documents. Review and customize every letter before sending.
• Are generated entirely in your browser. We do not see, receive, or store the information you enter or the letters you generate.
• Include regulatory citations for reference. Verify that cited regulations apply to your specific situation.
• Do not constitute legal advice. Consult a qualified attorney for legal guidance.

4. No Data Collection

BillError does not collect, store, or process personal information beyond standard web server logs (IP address, browser type, pages visited). We do not require accounts, passwords, uploads, or payments. See our Privacy Policy for details.

5. Advertising and Referrals

This Site is supported by advertising revenue and may include referral links to third-party services (such as bill negotiation or advocacy services). When we include referral links:

• They are clearly labeled as sponsored content.
• We may earn a referral fee if you use the linked service, at no additional cost to you.
• Referral relationships do not influence our educational content or tool results.
• We do not endorse any third-party service. Do your own research before engaging any service provider.

6. No Guarantee of Results

Information on this Site is based on publicly available billing rules, regulations, and consumer rights. We do not guarantee that:

• Any billing error you identify will be corrected by the biller.
• Any dispute letter will result in a favorable outcome.
• Code lookups or rate comparisons reflect your specific insurance contract or billing arrangement.
• Information is current — regulations change and our content may not reflect the latest updates.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY'S TOTAL LIABILITY FOR ANY CLAIMS ARISING FROM YOUR USE OF THE SITE SHALL NOT EXCEED $0, AS THE SITE IS PROVIDED FREE OF CHARGE. THE COMPANY IS NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

The Site and all content, tools, and templates are provided "as is" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or accuracy of information.

8. Intellectual Property

All original content on this Site (articles, guides, tool interfaces, design) is owned by Amburd LLC. You may use information from our guides for personal purposes. You may not reproduce, redistribute, or republish our content commercially without written permission.

Medical billing codes referenced on this Site: HCPCS Level II codes and ICD-10-CM codes are maintained by CMS and WHO respectively and are in the public domain. CPT codes are copyrighted by the American Medical Association.

9. Prohibited Uses

• Using information from this Site to commit fraud or submit false claims.
• Automated scraping or bulk querying of our tools or API endpoints.
• Misrepresenting BillError-generated templates as professional legal advice.
• Using this Site in any way that violates applicable law.

10. Third-Party Links

This Site contains links to third-party websites, government agencies, and service providers. We are not responsible for the content, accuracy, or practices of any third-party site. Links do not imply endorsement.

11. Dispute Resolution

Any disputes arising from these Terms shall be resolved through binding arbitration in the State of Maryland, under the rules of the American Arbitration Association. You waive any right to participate in a class action lawsuit against the Company.

12. Changes to Terms

We may update these Terms from time to time. Material changes will be posted on this page with an updated date. Continued use of the Site after changes constitutes acceptance.

13. Contact

Questions about these Terms? Contact us at [email protected].

Amburd LLC
Maryland, United States